Services include fully underwritten, simplified, rules-based and point-of-sale underwriting programs; underwriting administration (middle function); front administration (front/back-end processing with affiliated TPA); phone interviews; tele-application processing; and Express Doctor's Report (E. Dr.) solutions.
Learn more about ESP’s creative answers to your underwriting needs.
ESP's underwriting services are custom designed to meet your specific needs.
ESP has talented senior level (and above) underwriters who can handle any client requirement, from simplified underwriting to fully underwritten business.
Our philosophy is built on earning trust and respect from our clients and employees. We emphasize strong relationships, sound operating structures, client satisfaction, and profitable and timely professional solutions for your concerns and needs. ESP’s senior management founded its first insurance services company in 1987 and, prior to selling in 2004, that company became one of the largest underwriting and insurance services outsourcers in the United States. ESP’s senior management has worked within the insurance industry both in the home office and as insurance service providers.
We believe our reputation, knowledge, experience, and integrity – along with our untiring desire to do it right – continues to enable ESP to earn the respect of reinsurance companies, insurance companies, our clients, our employees, our competition and all those with whom we co-exist in the insurance industry.
ESP will design state-of-the-art programs and applications to fit product mortality expectations.
These programs can provide immediate approval without additional requirements; a time-sensitive issue process; or any combination of these features. These programs can have a range of features, including:
The ESP Underwriting Administration team works hand-in-hand with client underwriters on a daily basis.
ESP’s seasoned case managers bring deep experience in various insurance products, including Jet Issue, Simplified, Fully Underwritten and Disability Income. All case managers have MIB reporting and MIB Plan F training.
What does an ESP case manager do?