ESP's underwriting services are custom designed to meet your specific needs.
ESP has talented senior level (and above) underwriters who can handle any client requirement, from simplified underwriting to fully underwritten business.
- ESP has the underwriting expertise to design a simplified underwriting program; implement and process the business to meet a specified actuarial mortality objective and assumptions; and address the marketing needs of agent satisfaction and time service.
- Our professional and highly experienced underwriting staff can adapt to guidelines and mortality considerations on any fully underwritten product. ESP management will perform extensive training and offers guidance to ensure our understanding of your needs, goals, service expectations, products, clients, field force and home office personnel. We focus on building a solid relationship – the foundation of a successful partnership.
- ESP was acquired by RGA in August 2015. RGA and ESP are partners that you can Trust to protect your interests, provide support and serve you with integrity and professionalism.
Our philosophy is built on earning trust and respect from our clients and employees. We emphasize strong relationships, sound operating structures, client satisfaction, and profitable and timely professional solutions for your concerns and needs. ESP’s senior management founded its first insurance services company in 1987 and, prior to selling in 2004, that company became one of the largest underwriting and insurance services outsourcers in the United States. ESP’s senior management has worked within the insurance industry both in the home office and as insurance service providers.
We believe our reputation, knowledge, experience, and integrity – along with our untiring desire to do it right – continues to enable ESP to earn the respect of reinsurance companies, insurance companies, our clients, our employees, our competition and all those with whom we co-exist in the insurance industry.